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Oh, by the way... I am never too busy for your referrals. :)

Determine your housing needs.

How long do you intend to live in your new home? Will you be starting or adding to your family? Do you have any special requirements such as proximity to stores, public transportation, recreation facilities, etc.? These are the sort of things you should consider when deciding what kind of housing you will need--not just now, but also five years from now. Remember, if you intend on moving again relatively soon, you should get a shorter term when choosing your mortgage.  Please let me know if you need any referrals for a qualified lender to assist you. I am happy to be of assistance. * Tax/Corporate/Immigration Attorney * HUD Approved Condo List   * Tri Rail  * Miami Transit  *  Broward  Transit * Yahoo Babelfish Translator ***Webpage Translator*** Toronto, Canada Real Estate * Optomistic Buyers * Understanding Finances *

Figure out your finances.

That means determining how much money you can raise for your down payment and how much you can afford to pay on a monthly basis. Go to a lender to find out the size of mortgage you qualify for and get pre-approved. Better yet, use a mortgage broker to find you the best mortgage rate possible. When calculating the costs of home ownership, remember to plan for homeowner's insurance, property taxes, private mortgage insurance (if required), utilities, repairs, and maintenance. A Home Warranty can help save $$$$ when it comes to repairs. Let me fill you in on the details.  * Credit Protection * Currency Converter * Yahoo Babelfish Translator  *** Webpage Translator ***

Show your home in the best light possible.

While you don't have to keep your house 100% clean all the time, you should make any necessary repairs and perform all major cleanup work BEFORE you start showing your home. There are hundreds of small things you can do to make your house more attractive for a showing, ranging from drawing all the blinds and tightening loose doorknobs to displaying fresh-cut flowers and baking a loaf of bread. Most importantly, you should not be present during showings so that prospective buyers can explore your home freely.  Please feel free to contact me for helpful suggestions. * Yahoo Babelfish Translator  *** Webpage Translator ***